Philadelphia Insurance Companies

Philadelphia Insurance Companies specializes in the camp operators industry. We understand how to provide a flexible and comprehensive insurance program for risks all across the United States. For all your camp operator needs, visit our website by clicking the link above.

General Liability

·            Comprehensive General Liability – Limits to $1,000,000 each occurrence / $3,000,000 aggregate

·            Premises Liability

·            Camp Directors Professional Liability

·            Personal Injury Liability

·            Abuse and Molestation coverage options

·            Camp Medical Personnel (Including volunteer workers) coverage available

·            Liquor Liability coverage available


·            Separate blanket limits for building, contents and business income / extra expense

·            Special Causes of Loss coverage on buildings, contents, loss of income and extra expense

·            Outdoor property / Debris removal - $25,000

·            Spoilage - $25,000

·            Backup of sewers and drains - $25,000

·            Business income and extra expense - $100,000

·            Pollutant clean-up and removal - $25,000

·            Personal effects and property of others - $25,000

·            Valuable papers and records - $50,000

Umbrella / Excess Liability

·            Limits up to $15,000,000 available


·            Owned automobiles

·            Non-owned automobile exposures

·            Hired automobiles

Crime and Fidelity

·            Money and Securities

·            Money Orders and Counterfeit Paper Currency

·            Employee Dishonesty

 Directors & Officers Liability

·            Defense Costs in addition to the Limit of Liability

·            Most favorable venue wording for punitive, multiple or exemplary damages

·            Broad definition of Employment Practice Wrongful Act

Bell Endorsement

·             Includes $25,000 limits each for Identity Theft Expense, Terrorism Travel Reimbursement, Emergency Real Estate Counseling Fee, Temporary Meeting Space Reimbursement, Image Restoration and Counseling, Donation Assurance, Business Travel and $50,000 limits each for Kidnap Expense and Key Individual Replacement Expenses

Crisis Management Enhancement Endorsement

·         $25,000 limit for crisis management emergency response expenses incurred because of an incident giving rise to a crisis.

Documents Required for Proposal

·         Completed and signed/dated Camp Operators Supplemental application

·            Completed ACORD application(s)

·            Photos and diagram / plot plan for the camp

·            Currently valued insurance company loss runs for the current policy period plus three prior years

·            Complete statement of values

·            Copy of operation guidelines and safety manuals

·            Copies of employment application, camp registration and consent forms for campers

·            For locations over 20 years old, we require detailed information on plumbing, electrical, heating and roofing updates

Request Information: Use the Vendor Request service to request information regarding Philadelphia Insurance Companies.
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