Contact Information:
Bala Cynwyd, Pennsylvania, USAClick Here for Toll-Free Number
Click Here for Fax Number
Philadelphia Insurance Companies specializes in the camp operators industry. We understand how to provide a flexible and comprehensive insurance program for risks all across the United States. For all your camp operator needs, visit our website by clicking the link above.
General Liability
· Comprehensive General Liability – Limits to $1,000,000 each occurrence / $3,000,000 aggregate
· Premises Liability
· Camp Directors Professional Liability
· Personal Injury Liability
· Abuse and Molestation coverage options
· Camp Medical Personnel (Including volunteer workers) coverage available
· Liquor Liability coverage available
Property
· Separate blanket limits for building, contents and business income / extra expense
· Special Causes of Loss coverage on buildings, contents, loss of income and extra expense
· Outdoor property / Debris removal - $25,000
· Spoilage - $25,000
· Backup of sewers and drains - $25,000
· Business income and extra expense - $100,000
· Pollutant clean-up and removal - $25,000
· Personal effects and property of others - $25,000
· Valuable papers and records - $50,000
Umbrella / Excess Liability
· Limits up to $15,000,000 available
Automobile
· Owned automobiles
· Non-owned automobile exposures
· Hired automobiles
Crime and Fidelity
· Money and Securities
· Money Orders and Counterfeit Paper Currency
· Employee Dishonesty
Directors & Officers Liability
· Defense Costs in addition to the Limit of Liability
· Most favorable venue wording for punitive, multiple or exemplary damages
· Broad definition of Employment Practice Wrongful Act
Bell Endorsement
· Includes $25,000 limits each for Identity Theft Expense, Terrorism Travel Reimbursement, Emergency Real Estate Counseling Fee, Temporary Meeting Space Reimbursement, Image Restoration and Counseling, Donation Assurance, Business Travel and $50,000 limits each for Kidnap Expense and Key Individual Replacement Expenses
Crisis Management Enhancement Endorsement
· $25,000 limit for crisis management emergency response expenses incurred because of an incident giving rise to a crisis.
Documents Required for Proposal
· Completed and signed/dated Camp Operators Supplemental application
· Completed ACORD application(s)
· Photos and diagram / plot plan for the camp
· Currently valued insurance company loss runs for the current policy period plus three prior years
· Complete statement of values
· Copy of operation guidelines and safety manuals
· Copies of employment application, camp registration and consent forms for campers
· For locations over 20 years old, we require detailed information on plumbing, electrical, heating and roofing updates